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What is difference between queryset and get_queryset?

In your example, overriding queryset and get_queryset have the same effect. I would slightly favour setting get_queryset because it's more verbose.
When you set queryset, the queryset is created only once, when you start your server. On the other hand, the get_queryset method is called for every request.
That means that get_queryset is useful if you want to adjust the query dynamically. For example, you could return objects that belong to the current user:
class IndexView(generic.ListView):
    def get_queryset(self):
        """Returns Polls that belong to the current user"""
        return Poll.active.filter(user=self.request.user).order_by('-pub_date')[:5]
Another example where get_queryset is useful is when you want to filter based on a callable, for example, return today's polls:
class IndexView(generic.ListView):
    def get_queryset(self):
        """Returns Polls that were created today"""
        return Poll.active.filter(pub_date=date.today())
If you tried to do the same thing by setting queryset, then date.today() would only be called once, when the view was loaded, and the view would display incorrect results after a while.
class IndexView(generic.ListView):
    # don't do this!
    queryset = Poll.active.filter(pub_date=date.today())